Quick Answer
Before buying privately, check the V5C matches the seller and address, run a vehicle history check for finance, theft and write-off markers, verify the mileage against the MOT record, inspect the car in daylight, and never pay a deposit before seeing the car and paperwork.
Paperwork checks
- V5C logbook present, genuine, and matching the seller's name and address
- Service history and receipts for major work
- MOT certificate and full online MOT history
- VIN and engine number match the V5C
History checks
- No outstanding finance against the car
- Not recorded as stolen
- No undisclosed write-off (Cat A/B/S/N)
- Mileage consistent across MOT records
- Sensible number of previous keepers for the age
Inspection and payment
View the car in dry daylight, check panel gaps and paint, start it from cold, and test drive it. Meet at the registered address. Pay by bank transfer for a record — avoid large cash sums — and only once you're satisfied with the car and the checks.
Run your pre-purchase check
Cover finance, theft, write-off and mileage in one report before buying privately — check any reg.
Run your pre-purchase checkFrequently Asked Questions
Do I get less protection buying privately?
Yes. Consumer rights that apply to dealers (like 'satisfactory quality') don't fully apply to private sales, which are largely 'sold as seen'. That makes your own checks even more important.
What's the single most important check?
A vehicle history check. It's the only way to uncover finance, theft and write-off issues that aren't visible on inspection and could cost you the car or your money.